Justin White, Founder of Senior Health Services
WHAT IS THE secret to running a successful business? First, you have to have a mission that you care about. I absolutely love helping people understand Medicare! Secondly, I have always succeeded because the agents I work with know that I care for them and truly want them to succeed. I love developing leaders and watching them soar! If I help them get where they want to be, I will never need to worry about me! We all rise together.
What’s unique about your approach or your mission? We are the luckiest people in the world. We get to work every day with America’s best: seniors. They need help navigating Medicare, and we are proud to help them!
I am not sure this is unique, but I am a bit of an idealist. I believe if something is good enough to go after, it is good enough to obsess about and go aggressively. I believe very strongly in what we do, and I am not afraid to let people know!
What’s special about your team? I am very honest with all who choose to work with me. This builds a level of trust. We are very much of like mind, and all our goals are aligned. We work side by side with each other, we have meals together, we know each other’s families, and get to go on trips together. Strong bonds are formed!
Who or what inspires you as you seek to reach greater heights of success? Our clients inspire me. Their experiences and life stories and challenges are incredible! When I enjoy something, I like striving to be the best. When you love what you do and who you do it for, ascending to greater heights tends to happen more naturally; it is almost a byproduct of that love.
What have you learned about your business and your community that might inspire others? Nobody can do anything alone. It is humbling to realize how much I depend on others. This business and life is not all about me. We’ve got to take care of each other.
WHAT DOES IT mean to be "rent-burdened"? The phrase describes those who spend more than 30 percent of their income on housing, and it's become an increasingly relevant part of the larger conversation about the American economy in a post-Covid world.
But a new study shows that Houston, specifically, is actually the most affordable large metro in the United States for recent college graduates. The rent.com report analyzed what percent of income was needed to afford living "alone" (in a one-bedroom apartment) versus living with roommates in several cities across the U.S. Houston is one of only four places where recent college grads are not, on average, rent-burdened: They spend around 27 percent of their income on a one-bedroom apartment, the smallest share in the nation. According to the survey, the median rent in Houston ($1,142) is the lowest among the 33 markets analyzed, and the median salary ($60,277) is on par with the national median.
And for those recent college graduates seeking to live with roommates, Houston becomes even more affordable: The typical grad needs to spend only 17.2 percent of their income on rent when looking at splitting a two-bedroom apartment.
Nationally, these figures are much higher. The average college grad in the U.S. shells out around 38 percent of their income on rent to live alone, and the most expensive cities are New York (56.3 percent), Los Angeles (54.9 percent), Boston (54.8 percent) and Riverside (53.7 percent).
One of the "most interesting" metros in the dataset, according to the report, is Austin, which went from unaffordable (35.2 percent) to affordable (28.3 percent) between 2023 and 2024. It ranks as No. 3 in the current report, between Houston and No. 2 Detroit.
"This makes sense," reads the analysis, since "Austin was the poster child for booming metros during the pandemic, seeing a huge surge in migration from 2020 to mid-2022. This flood of new money and demand led to skyrocketing housing costs, large inflation increases, and a surge in new construction. However, once the sharp interest rate hikes and return-to-office mandates started in 2023, the city’s fortunes reversed, leading to price drops and population loss. Now, some property managers are having to compete for tenants."
AS THE HOLIDAYS loom closer with celebrations and travel in the works, now is the time we start thinking about how to feel and look our best.
Enter Houston-based physician Steven J. Cyr, who grew up in Fort Walton Beach, Fla., and knew he wanted to be a doctor at just four years old. His long medical journey, which led to specializing in spine surgery, began with top honors, graduating Summa Cum Laude and as a valedictorian with a biology degree from Southwest Texas State University.
“I played college football, and due to an injury, had my ACL reconstructed my first year,” explains Cyr, 53. “The fact that I was able to return to that level of competition as a college running back drew me to the field of orthopedic surgery.
“During my residency, I found spine surgery the most intriguing because it was the most complex and required patience and meticulousness,” continues Cyr, who trained at the Mayo Clinic and is now the Chief Medical Officer of Surgical Associates in Spine at SASpine. He has a stellar reputation for correcting complex conditions of the spine and musculoskeletal system — but he also always had an interest in cosmetic surgery.
Now, after years of cosmetic surgery training, he has pioneered a significant integration of these two specialized fields. His CYRx MD Cosmetic Surgery leverages his orthopedic expertise and passion for fitness and body building. Cyr developed a revolutionary surgical technique called OrthoSculpt. Unlike conventional liposuction, which focuses solely on fat removal or shaping fat to portray muscle, OrthoSculpt is a five-step process which delves deeper to reveal a patient's underlying muscles with extraordinary precision.
By relying on a comprehensive understanding of muscle, nerve, and blood vessel anatomy, Cyr selectively and safely removes unwanted fat from areas of the face, neck, and body, to unveil jaw lines, cheekbones, and sculpted physiques with a natural-looking, fit, gym-built appearance.
But his cosmetic surgery expertise doesn’t stop there. “My fellowship training included both facial and body cosmetic surgeries of all kinds. I routinely perform breast augmentation, tummy tucks, breast lifts, facelift and neck lifts, Brazilian butt lifts, and fat transfers to the face, breasts, and body,” says Cyr.
At his offices in Houston, Ft. Lauderdale and San Antonio, he performs nonsurgical and aesthetic procedures (like filler and neurotoxin injections). He also offers ultrasound cavitation, which is the use of ultrasound technology to break down fat cells below the skin and reduce the appearance of cellulite.
In his leisure time, the always-busy doctor enjoys weight training, martial arts and spending time with his wife of 25 years and their four children; the eldest is 22 and in law school at Vanderbilt. When time allows, traveling is another joy. “We love visiting Italy and Spain, where I have family.”